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Why Work - Jobs Suck
IF YOU KEEP ON WORKING, YOU'LL END UP POOR!
ON THE OTHER HAND, YOU COULD MAKE MORE MONEY,
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If you have a J.O.B. (Just Over Broke), most (50% to 75%) of the value you create goes to someone else in the form of taxes, benefits, the cost of the space, equipment and materials you consume, administrative costs, and, of course, THEIR PROFITS.
It's simple. If you don't earn enough money to make it worth the trouble and cost of keeping you (believe me, it's a lot!), then THEY WILL NOT KEEP YOU!
The average person will have a lifetime income of one to two million dollars (depending on his age, drive, education, etc.), yet will have actually earned two to four times that much! Spendable income will be FAR less! Any way you look at it...
SEVERAL MILLION DOLLARS OF WHAT YOU EARN, YOU WILL NEVER SEE!
You earn more for others' wealth, happiness and freedom than you do for your own. You are giving up your life in order to "make a living".
For what? Security? No such thing! If you work for a salary, by the hour, by the piece, or by the job, your income and your family's welfare depends on your never stopping working. For if you stop, the money stops and you and your family suffer. Almost everybody lives this way, paycheck to paycheck, with not enough money at the end of the month, getting further and further behind, refusing to see the inevitable consequences at the end of the road.
The Federal Government isn't any different. Because of increasing National Debt interest payments as a result of decades of deficit spending and inevitable demographic trends (more older people, less younger people), the Federal safety net is already being trimmed. Welfare and Medicare have already been cut. Social Security is next. Even if Social Security is left intact, who can live on $1000 or so a month?
Saving for retirement is almost impossible!
To retire in 30 years at the equivalent of $2,000 a month today will require
an income at that time of from $8600 a month (assuming 5% inflation) to
$15,000 a month (assuming 7% inflation).
To earn $10,000 a month then at 8% interest will require a savings of 1.5
million dollars by that time!
To accumulate that 1.5 million dollars at 8% interest will require putting
away over $1,000 a month every month for 30 years starting NOW!
(And we're not even considering taxes on your so-called
"capital gains.")
A $2,000 per month equivalent 20 years from now would be $5,000 a month
(assuming 5% inflation) to $8,000 a month (assuming 7% inflation).
To earn just $5,000 a month then at 8% you will need to have saved
$750,000.
To accumulate that $750,000 in 20 years at 8%, you will have to start
saving $1,300 a month, NOW.
Who can do that?
Can you?
Have you?
The facts are simple. If you keep on "working" like everyone else, you will end up dead or broke like everyone else! This is "The American Reality" -- NOT "The American Dream". The reality is an almost inescapable destiny of poverty.
College costs have dramatically risen and benefits have dramatically declined. It now costs $26,000 for four years at a public university and $50,000 to $100,000 for four years at a private university. And, what will you get? Certainly no guarantee of a job. Over 1.6 million college graduates enter the job market each year, yet only a little over 300,000 new jobs in management and technical fields have been created in the last TWO years. The Bureau of Labor Statistics predicts that as many as 30% of college graduates between now and the turn of the century will be unemployed, or will have to settle for mundane jobs for which they are greatly over-qualified. The fact is: Most graduates do not get employment related to their training.
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Why spend $50,000 to $100,000 and four years to become a taxi driver? Even when you do get a job, there is no security. Over half of all families have already been affected by the downsizing or the restructuring of corporate America. Fortune 500 companies have fired over five million workers since 1985. There were almost 200,000 corporate layoffs in the first quarter of 1994 alone - over 3,000 jobs cut from corporate America EVERY DAY! Over one-third of them never again find jobs with equal or greater pay.
What with the constantly changing economy, changing market patterns and changing technology, whole industries have come and gone. CD's have replaced vinyl records; camcorders have replaced 8mm film video cameras. A major shift in electronics, information, and communications has already taken place and is accelerating. Changing technology displaced over 20 million blue-collar workers in the 1980's. More is on the way!Who is the largest single employer in the United States? Not General Motors; it's Manpower Inc., with 200,000 more employees than General Motors and 350,000 more than IBM. Over 21 million people -- one out of every four in the civilian work force -- is a temp! If you think working on a job for an employer is uncertain and insecure, try temporary work!
As Robert B. Reich, the U.S. Government Secretary of Labor, said on the NBC Today show:
"JOB SECURITY IS A THING OF THE PAST!"
FIRST, LEARN FROM THOSE WHO HAVE BROKEN FREE
Of the 1% who achieved wealth, almost three-fourths got that way by owning their own businesses. Approximately 10% were CEO's and presidents of large companies, 10% doctors, dentist and attorneys, 5% salesmen, and 1% super athletes, actors, writers and performers.
These are the people who are able to take week-long cruises, without a care in the world, knowing that their every need is being provided for. They can take their families on trips to Disney Land or Disney World, or take their spouses or "special someones" on special weekends to romantic hide-aways. They will enjoy the fruits of their labors, while the vast majority (again 95 out of 100) sit at home worrying how they are going to pay their bills.
WHAT ARE THEIR SECRETS FOR SUCCESS?
They Have Built Permanent Incomes
Everyone has a continuing need for water and food. Without them, we die. If we didn't have plumbing, a terrific amount of time and energy would be required to get, carry and store the water we need. Without plumbing and supermarkets, our quality of life would deteriorate dramatically. With plumbing and supermarkets, our basic needs are taken care of with very little time and effort and so we can devote our lives to more important, more meaningful, and more satisfying things.
The same is true for money. People who are wealthy have created mechanisms that allow all the money they need to "flow from the tap" with very little time or effort to maintain it. They gain the freedom and resources to live rich, fulfilling, meaningful lives without having to scrabble every day for the basics.
They Have Leveraged Time and Effort
J. Paul Getty once said, "I'd rather have 1% of the efforts of 100 men, than 100% of my own efforts." Hardly anyone ever got rich working on their own. Whether they were a CEO, actor, inventor, or writer, the wealth came from putting together a self-sustaining system that included other people in "jobs" that created marketable value benefiting many "customers" who gladly paid for the products or services. The CEO, actor, inventor, or writer, after setting up the system, product, or service would, after setting it up, need to apply little additional time and effort, but CONTINUE TO RECEIVE INCOME FROM THE CONTINUING EFFORTS OF MANY PEOPLE.
They Have Provided the Greatest Possible Value for the Least Possible Cost
The product or service that can give people the most value for the least cost will dominate the marketplace. "Build a better mousetrap and the world will beat a path to your door." Innovation is the key! Otherwise there would be no cars, no computers, no TV's or VCR's, no cellular phones or pagers.
They Have Created Duplicatable Systems That Help Others also Make Money
One-third of all retail dollars spent in America today is spent in franchise businesses. The reason is that proven, duplicatable systems were created through which others could make money.
POSITION YOURSELF TO TAKE ADVANTAGE OF ESTABLISHED TRENDS
Trend #1 -- Distribution
In the late 1960's, for a camera or TV that retailed for $300, manufacturing cost about 50%, or $150, and distribution cost about 50%, or $150. The greatest advances could be made through innovations in manufacturing and consequently the best innovations dominated the marketplace. That same camera or TV would now retail for $100. And now, the manufacturing cost is approximately $20 and distribution, $80.
The richest man in America, Sam Walton, never made a thing. He made his billions by finding a better way to distribute products. Fred Smith made his billions with a company called Federal Express. All he did was move packages. Ross Perot made his billions with innovative ways to distribute information. Amway, Costco, Home Depot, and the QVC shopping channel on TV are all huge companies making their owners billions through innovative distribution technology.
Trend #2 -- The Communications Explosion
With low-cost, high performance computers, faxes, and now access to virtually unlimited, instantaneous world-wide information on the Internet -- the Information Superhighway -- WORKING FROM THE COMFORT OF YOUR HOME HAS BECOME A REALITY! More people can now be reached, and more information, products, and services distributed faster, for less cost, than ever before imagined.
Trend #3 -- Downsizing and Decentralization
Corporate America may be getting smaller, but HOME-BASED BUSINESSES ARE BOOMING! Working from home is now a 400 billion dollar industry. And, why not? It reduces overhead and provides increased value for the customer and greater freedom and flexibility for the owner. This has been greatly accelerated by ...
Trend #4 -- The Evolution of Small Business Technology
Like everything else, ways to make money have changed and evolved, so that it has become dramatically easier to make money for less time, money, effort, and risk. The following are examples:
1. STARTING YOUR OWN BUSINESS:
The 5% who have built a permanent income and have been able to escape
the "almost inescapable destiny of poverty" have done so
primarily by starting their own "traditional" business.
It is probably the most common way of achieving financial security.
But, only a few are able to survive the complications and risks
of a constantly changing economy, market and technology changes,
keeping up with myriad laws and regulations, overwhelming paperwork,
employees, etc.
The average business start-up now requires $50,000 or more, and the
average time spent on it is 83 hours a week.
(You don't own a business.
It owns you!)
The average business takes two years to begin showing a profit, it it
ever does at all.
90% fail within five years.
That's a tremendous amount time, money, work, and risk for a mere 10%
chance of "not failing".
2. BUYING INTO A FRANCHISE:
A franchise greatly improves your chances.
You have the benefit of working within a proven system.
(You have a much better chance when you open a McDonalds than just your
own generic hamburger stand.)
You have a proven system, national advertising and recognition,
training, and corporate support all going for you.
There are over a half-million franchise businesses in the U.S.
today.
Franchising now accounts for one-third of the GNP.
Yet, in the 1950's, the U.S. Congress tried to outlaw franchising
because it was new and little understood.
3. NETWORK MARKETING:
Network Marketing is the marketing of goods or services through a
network of people using the best advertising of all --
word-of-mouth.
The parent company uses the the distributor network for promotion and
so does not have to invest in advertising and in building a
distribution system.
Money that would have been spent is paid instead to the marketers.
For example, Amway, with over four billion dollars in sales (the result
of innovative distribution), paid out over 2.4 billion dollars in
commissions to their distributors.
4. MULTI-LEVEL MARKETING (MLM):
MLM is a type of Network Marketing.
MLM divides up commissions for each sale between multiple
"levels" of distributors, and has been extremely
successful.
It has become a 64 billion dollar industry.
It provides a proven system, training, and corporate support (like
franchising), yet has an extremely low investment, low operating cost
and risk, flexible hours (a couple hours a week or full time), no
geographical limits, and the potential of extremely high leverage
(you can receive earnings from the continuing efforts of scores,
hundreds, even thousands, of other people working for you without
the responsibilities of "employees").
A.L. Williams in their 12th year sold more insurance than the top three traditional insurance companies combined!. And those others had each been in business for over 100 years. Mary Kay has created more women millionaires than any other opportunity. Many billion dollar companies have been forced to create Network Marketing divisions just to stay competitive: Sprint and MCI (generating millions of new customers), Colgate-Palmolive, Gillette, Rexall Drugs, General Motors, Watkins, and Fuller Brush.
It has been predicted that Network Marketing will have an even greater impact on the American economy than franchising, becoming "the peoples' franchise" of the 1990's.
MLM has been able to give the average person --
without the resources or ability to start a traditional business --
a chance to earn a good second income, and even to achieve financial freedom.
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MLMers! Most MLMs will waste valuable time and MONEY.
Before joining, check out this compensation plan exposé FIRST. 100% generic MLM compensation plan must know info! |
However, in the past, over 90% of those who have tried MLM switch, give up, or fail. Only a small percentage of the distributors have made a sustaining permanent income. It has taken dedicated sales-types looking for other sales-types. Only a small percentage of the population fit that category.
Yet, the rewards can be high. More new millionaires are made in Network Marketing than any other single industry.
WAVE 3 MLM is the new form of MLM distribution for the 1990's and is far more powerful than the MLM of the 1950's through the 1980's. It is now truly a business for the masses, because SALES-ORIENTED PEOPLE ARE NO LONGER REQUIRED! It utilizes the principles of Network Marketing, but THE COMPANY AND OTHERS IN YOUR UPLINE HELP YOU DO THE MARKETING. Your whole business boils down to just connecting people who have a need (more money, more time, more freedom, more security) to information on how to get what they want. THAT'S IT!
When combined with the latest trends and technologies, MLM becomes explosive. These technologies include:
The following chart demonstrates the evolution of small business technology. Comparative values are based on a 1 to 5 scale, with 5 = BEST.
| BENEFIT | JOB | BUSI- NESS |
FRAN- CHISE |
WAVE 3 MLM |
|---|---|---|---|---|
| Degree of familiarity | Most | More | More | Less |
| Investment cost (5=Least) | 3* | 1 | 1 | 5 |
| Operating cost (5=Least) | 5* | 1 | 1 | 5 |
| Degree of risk (5=Least) | 3* | 1 | 2 | 4-5 |
| Return on investment (5=Most) | 2* | 2 | 2 | 4-5 |
| Speed of return (5=Quickest) | 1* | 2 | 2 | 4-5 |
| Benefit/risk ratio (5=Greatest) | 3* | 1 | 2 | 4-5 |
| Keep more of what you earn (5=Most) | 1* | 2-3 | 2 | 4-5 |
| Leverage time and effort (5=Most) | 0* | 2 | 2 | 4-5 |
| Freedom of time (5=Most) | 0* | 1 | 1 | 4-5 |
| Work within a proven system | YES | no | YES | YES |
| Be your own boss | no | YES | YES | YES |
| Supported by others | no | no | YES | YES |
| Anyone, anywhere, anytime business | no | no | no | YES |
| Do NOT have to handle or stock inventory | - | no | no | YES |
| Global market | - | ? | no | ? |
| Latest marketing technology | - | ? | ? | YES |
| Turn-key, non-selling sales systems | - | - | ? | YES |
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* = Varies widely. Includes cost of college. ? = Some do, some don't. |
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When working from home, you can take advantage of the latest advances in computers, communications, and business technology and REACH A WORLD-WIDE MARKET! Working from home, you can, from the comfort of your home, quickly earn a very high income. You can:
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MLMers! Most MLMs will waste valuable time and MONEY.
Before joining, check out this compensation plan exposé FIRST. 100% generic MLM compensation plan must know info! |
When working from home, you have the power of:
Everybody has reasons -- or excuses (fake reasons) -- for everything they do or don't do. The main thing is for them to know their real motives and to not just react to a nonspecific F.E.A.R. (False Evidence Appearing Real) of the unknown. I know the discussion above may sound too good to be true. The sad fact is that most people will throw away freedom and security -- for themselves and their families -- rather than try something "new". 95% of them will continue to do what everyone else does and so will end up dead or dead broke just like everyone else does.
Yet, there are valid reasons you may not want to pursue this. For example:
On the other hand, there are reasons to SEIZE THIS OPPORTUNITY NOW:
Abraham Lincoln once said, "Most people are only as happy as they make their minds up to be." The same applies to wealth and prosperity. Most people are only as prosperous as they make their minds up to be! The question is,
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CHOICE 1: Keep on doing what you're doing so you can avoid the risks of deciding that you want more from life, doing something about it, and dealing with failure or success, or ...
CHOICE 2: Start a simple, home-based business that gives you:
If you go with Choice 1, Good luck. I wish you all the best!
If you go with Choice 2, I still wish you all the best AND I will do everything I can to help you make it come true for you if you work with me.
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The origin of this report is rather curious. I've heavily edited this report from an article I received several years ago from a distributor in a short-lived, now defunct MLM company. The original probably dates from around 1995. I don't think that distributor was the author and I have no idea as to who the original author was.
The original article discussed superbly the PROBLEM, but the solution offered in it was to join that now defunct MLM company which, in my opinion, had one of the worst compensation (pay) plans I've ever seen. It seemed to me a blatant attempt at a "quick hit." Whether they succeeded and took the money and ran, or failed and quit, I don't know.
Regardless of that, the discussion of the problem and the reasons to participate in MLM were superbly stated. My revision has been to update a few of the numbers [as of 1998], to do some general editing, to delete the references to their particular MLM plan, and to make this revision of the report "generic."
I want to emphasize that MLM could be a valid and viable concept. As with anything else, there are good and bad specific implementations, mostly bad. Most companies today [2001] are outright scams, and most others have lousy compensation plans or other problems. They will fail and take you down with them. On the other hand, if you can find some out there that are worthwhile and deserving of your participation, go for it.
I suggest that if you DO participate in MLM, that you educate yourself as to what is viable and what isn't, and then choose carefully. I therefore strongly recommend that you obtain and take to heart what you discover in the extraordinarily valuable and informative report...
How to Evaluate a Network Marketing (MLM) Opportunity
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Now, if you think that MLM is NOT for you, but don't know what else you could do to break free of the J.O.B., here are a couple of suggestions:
1. Bookmark the following links to my internet business pages. Refer to them weekly for the latest tips, tweaks, and commentary.
e-Commerce Internet Home Business Website2. To me, stock market trading is the ultimate home business. No office required. Minimal equipment required. Few geographical restrictions (trade from a beach chair or a mountain cabin with a satellite internet connection). No products or service calls. No trying to sell to or motivate others. Work at your own pace -- from day-trading (full-time) to position-trading (part-time).
If you have, or can scrape together $5,000 or more, and have not been brought up stupid and arithmetically illiterate, consider the stock market, particularly options trading. (Sell your SUV and buy an old Toyota -- whatever -- if necessary to raise the cash needed to start.) Also, keep in mind that there is a steep learning curve with stock market trading, but it is well worth it to slog through it. (I'll tell you a secret: That is where I am putting more and more of my time.)
Buy Low Sell High Stocks, ETFs, and Options - Website|
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IF YOU'RE NOT DOING SOMETHING FOR A BETTER FUTURE, YOU HAVE CHOSEN ONE THAT'S WORSE. |
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IF YOU KEEP ON WORKING LIKE EVERYONE ELSE, YOU'LL END UP DEAD -- OR DEAD BROKE -- LIKE EVERYONE ELSE. |
My recommendations for your Network Marketing success is that you
seek out Network Marketing companies with quality compensation programs
and quality products at reasonable prices, as well as first class
distributor support.
If MLM companies you are interested in do not meet ALL the
requirements as outlined in "How to Evaluate a Network Marketing
Opportunity", you will suffer frustration, undeserved loss of
self-confidence, and serious loss of time and money.
You can't turn a sow's ear into a silk purse; you can't even turn
something "close" into a winner, as I have found through bitter
experience.
"Close, but no cigar" doesn't count; it's all or nothing.
Serious opportunity seekers take the time to do "due diligence" research
into the network marketing opportunities they are considering.
To learn how to determine which Network Marketing companies will provide
you a good chance of actually making some money, in addition to making
available to you many of the products you will require for a long and
healthy life, you really need to GET AND READ the VITALLY IMPORTANT book
"How to Evaluate a Network Marketing - MLM Opportunity".
| How to Evaluate a Network Marketing (MLM) Opportunity (eBook) |
| Current Worthwhile MLM Opportunity Recommendations |
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SPECIAL REPORT
How to Evaluate a |
MLM PROFITS Require a REALISTIC Compensation Plan
If the Compensation Plan be Worthy, Screweth not with it. (A MLM Fairy Tale)
continued below...
How to Guarantee Yourself a 95% Chance of FAILURE in MLM
Warning! Breakaway Plans are HAZARDOUS to a Distributor's WEALTH
WAVE 3: The New Era in Network Marketing
Changes International -- Was Close, But No Cigar
Current Worthwhile MLM Opportunity Recommendations
Please bookmark this page for your convenience.
In My Opinion
Humorous, irreverent, and/or informative
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or not. An antidote to political correctness, conventional wisdom
in all areas, and smug, smirking fundamentalists of both religion
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Buy Low - Sell High with Core Position Trading
Core Position Trading (CPT) -- aka Automatic Investment Management
(AIM) and Automatic Asset Allocation (AAA). As contrasted to
Technical Analysis. For Stocks, Exchange Traded Funds (ETFs),
other Mutual Funds, and Precious Metals (PMs -- gold, silver,
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Chances for Making Money Better with Core Position Trading
Books You Need To Read
Of the millions of books, you have time for only a few. IMNSHO
here are some of those worthy of your time. Political, economic,
social, science, financial...
Multi-Level Marketing (MLM) aka Network Marketing?
e-Commerce Biz Buzz
Discussions of internet business software, home study courses,
websites, gurus. Information Product Creation, Ranking Factors, and Statistical
Copywriting. e-commerce
traffic, copywriting, page ranking, inbound link and outbound
link generation...
"Why Work?" Report Updated
e-gold Exchange News
News of e-gold and OmniPay harassment by fascist U.S. government.
News of e-gold Exchange Providers Actively Selling and BUYING e-gold (if any).
News of action -- rather, inaction -- of e-gold management
in resuming operations in the U.S. and/or initiating operations offshore.
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in communicating to e-gold account holders as to progress
or lack of progress in enabling account holders access
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e-gold Exchanges to Require Personal Tax Identification Number
e-Commerce Work at Home Articles Directory
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MLMers! VITAL information you need. --- Avoid wasting time and MONEY in MLM. --- Read this FIRST! --- MLM Success or Failure |
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MLMers! VITAL information you need. --- Avoid wasting time and MONEY in MLM. --- Read this FIRST! --- MLM Success or Failure |
How to Evaluate a Network Marketing (MLM) Opportunity.
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